The KWM Wealth Advisory Investment Strategy process

is a critical component for success

In over 35 years’ experience, it has become apparent that no one person has all the answers. Rather, successful investing is an activity of specialists. KWM provides clients access to world-class asset managers, from which custom strategies are designed for each client.

KWM’s primary goal is to create an asset mix which provides a balance between expected risk and return. Studies demonstrate, no one has an ability to consistently time the markets; investment performance is rarely, if ever, improved with short-term trading.

To help clients work toward their financial objectives, KWM strives to identify leading managers in their respective asset classes using a thoughtful due diligence process. This approach, which includes respected, independent research groups, helps assure our clients that their investments are well-positioned to pursue goals.

KWM employs a combination of actively managed programs within the portfolio construction process. Active management can contribute to results, providing clients with effective diversification. A variety of risk transference strategies may be utilized depending on each client’s preferences.

Rather than compare against a general benchmark, the focus is on outcome-based portfolio construction. In-depth planning processes result in a “personal benchmark,” helping evaluate progress toward your specific objectives.

KWM actively reviews your positions, managers, and benchmarks to evaluate rebalancing opportunities in an effort to ensure your portfolio continues to address your needs.

KWM works collaboratively to develop a plan customized for each client’s unique needs. We believe this provides clarity, organization, and empowerment over one’s financial future.

KWM's investment strategy process

focuses on “Balance”

At KWM, we emphasize prudent portfolio “balancing” as opposed speculative investment timing and chasing historic performance. Our strategy strives to:

In this low interest rate environment, the focus is on high quality equities with a history of generating competitive, consistent dividend performance. Specifically, the strategy is designed to balance:

  • International
  • Corporate valuation
  • Value versus growth stock
  • In an effort to mitigate risk, KWM often limits exposure to highly volatile asset classes.

With interest rates near historic lows and seemingly poised to rise, this is a challenging environment for traditional bond investments. To provide clients with cash flow preservation in case of market decline, multiple income and cash flow strategies are often utilized.

With a thorough understanding of each client’s time horizon, cash flow needs, and risk tolerance, an allocation strategy capable of pursuing goals is implemented, designed to enhance financial awareness and confidence.

Despite market volatility and economic uncertainty, clients can pursue their financial objectives and enjoy a “Life Well Lived.”

For over 35 years, we have helped our clients pursue their financial objectives with our client-first, personalized comprehensive services. As you explore options for financial guidance, we invite you to consider our “2nd Opinion” program for a complete, unbiased review of your financial program.

Types of Services and Costs

While most of our accounts are fee-based through advisory services, we also serve clients who prefer to remain transactional through brokerage services. We pride ourselves on employing a simple and easy-to-understand fee structure. You have a right to know exactly what you are paying and how it is computed.

Where we reasonably believe it to be in a client’s best interest, we recommend:

Advisory Services

For more details, including costs, please refer to Stifel’s Form ADV Part 2A, Wrap Disclosure Brochure, available on our website at program-disclosures, for detailed information about the fees and expenses that clients incur in connection with Stifel’s investment advisory programs and to Stifel’s Form CRS, available at

Non-Advisory Products (Brokerage Services)

For more details, including costs, please refer to Stifel’s Relationship Guide at and to Stifel’s Form CRS, available at

Dividends are not guaranteed and must be authorized by the company’s board of directors. Diversification and asset allocation do not ensure a profit or protect against a loss. Please note that international investing involves special risks, including currency fluctuations, differing financial accounting standards, and possible political and economic volatility. Rebalancing may have tax consequences, which you should discuss with your tax advisor. Past performance does not indicate future results. 

Many people find that having an independent advisor can provide financial confidence — by clarifying economic complexity, navigating through turbulent markets, and providing a buffer between them and the market.

Discover how KWM Wealth Advisory’s extraordinarily personalized approach to investment planning and management can help you on the road to a Life Well Lived.