The KWM Wealth Advisory Investment Strategy process

is a critical component for success

In over 35 years’ experience, it has become apparent that no one person has all the answers. Rather, successful investing is an activity of specialists. KWM provides clients access to world-class asset managers, from which custom strategies are designed for each client.

KWM’s primary goal is to create an asset mix which provides a balance between expected risk and return. Studies demonstrate, no one has an ability to consistently time the markets; investment performance is rarely, if ever, improved with short-term trading.

To help clients work toward their financial objectives, KWM strives to identify leading managers in their respective asset classes using a thoughtful due diligence process. This approach, which includes respected, independent research groups, helps assure our clients that their investments are well-positioned to pursue goals.

KWM employs a combination of actively managed programs within the portfolio construction process. Active management can contribute to results, providing clients with effective diversification. A variety of risk transference strategies may be utilized depending on each client’s preferences.

Rather than compare against a general benchmark, the focus is on outcome-based portfolio construction. In-depth planning processes result in a “personal benchmark,” helping evaluate progress toward your specific objectives.

KWM actively reviews your positions, managers and benchmarks to evaluate rebalancing opportunities. This helps ensure your portfolio continues to address your needs. 

KWM works collaboratively to develop a plan best suited for each client’s unique needs. This provides clarity, organization and empowerment over one’s financial future.



KWM's investment strategy process

focuses on “Balance”

At KWM, we emphasize prudent portfolio “balancing” as opposed speculative investment timing and chasing historic performance. Our strategy strives to:

In this low interest rate environment, the focus is on high quality equities with a history of generating competitive, consistent dividend performance. Specifically, the strategy is designed to balance:

  • International
  • Corporate valuation
  • Value versus growth stock
  • In an effort to manage risk, KWM often limits exposure to highly volatile asset classes.

With interest rates near historic lows and seemingly poised to rise, this as a challenging environment for traditional bond investments. To provide clients with cash flow preservation in case of market decline, multiple income and cash flow strategies are often utilized.

With a thorough understanding of each client’s time horizon, cash flow needs and risk tolerance, an allocation strategy most capable of pursuing goals is implemented, designed to enhance financial awareness and confidence.

Despite market volatility and economic uncertainty, clients can achieve their financial objectives and enjoy a “Life Well Lived.”

For over 35 years, we have helped our clients meet their financial objectives with our client-first, personalized comprehensive services. As you explore options for financial advice, we invite you to consider our “2nd Opinion” program for a complete, unbiased review of your financial program.

Advisory accounts are not designed for excessively traded or inactive accounts, and may not be suitable for all investors. During periods of lower trading activity, your costs might be lower if our compensation was based on commissions. Please carefully review the Wells Fargo Advisors advisory disclosure document for a full description of our services, including fees and expenses. The minimum account size for Advisory Programs varies.

The information contained in this report does not purport to be a complete description of the securities, markets, or developments referred to in this material. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Any opinions are those of KWM Wealth Advisory and not necessarily those of Wells Fargo Advisors Financial Network. Dividends are not guaranteed and must be authorized by the company’s board of directors. Diversification and asset allocation do not ensure a profit or protect against a loss. Please note that international investing involves special risks, including currency fluctuations, differing financial accounting standards, and possible political and economic volatility. Any guarantees are based on the claims paying ability of the insurance company.

Many people find that having a trusted independent advisor can provide financial confidence — by clarifying economic complexity, navigating through turbulent markets, and providing a buffer between them and changing times.

Discover how KWM Wealth Advisory’s extraordinarily personalized approach to investment planning and management can help you on the road to a Life Well Lived.