Building toward a worry-free retirement is often the focus of working years. As you plan for your retirement, you may be asking yourself:

  • Am I on track to achieve “work optional” independence, how much will I need, and how much is enough?
  • How can I best manage my taxes to maximize my retirement savings?
  • Are there steps I could be taking to preserve my savings from market loss?

Despite market volatility and economic uncertainty, clients can pursue their financial objectives and enjoy a “Life Well Lived.”

If already retired, perhaps you are asking:

  • How much of my savings can I spend without compromising my income?
  • When and how much should I begin drawing from my retirement plan?
  • When and how should I reposition investments to generate income, especially in a low interest environment?
  • When should I take Social Security or early retirement from an employer?
  • How can I best supplement Social Security income?
  • How can I manage my income tax liability?
  • What is the best way to help assure my income keeps up with inflation?
  • Am I doing all that I can to protect my estate as it passes to my heirs?
  • How can I protect my savings should a medical crisis or long-term care need arise?

Given longer life spans, many of us could look forward to 25 plus years of retirement. If inflation averages just 4%, you will need three times the income at that time to support the same lifestyle that you have today. How can we accomplish that?

For over 35 years, we have helped our clients pursue their financial objectives with our client-first, personalized comprehensive services. As you explore options for financial guidance, we invite you to consider our “2nd Opinion” program for a complete unbiased review of your financial program.

Many people find that having an independent advisor can provide financial confidence — by clarifying economic complexity, navigating through turbulent markets, and providing a buffer between them and the market.

Discover how KWM Wealth Advisory’s extraordinarily personalized approach to investment planning and management can help you on the road to a Life Well Lived.